:root {
    --ink: #14294A;
    --ink-2: #1C3A63;
    --ink-soft: #52708A;
    --paper: #EDF2F6;
    --paper-2: #DCE6EE;
    --paper-3: #C7D6E2;
    --stamp: #FF8500;
    --stamp-dark: #0B1B33;
    --gold: #8B95A1;
    --card: #F7FAFC;
    --line: #B7C8D6;
    --radius: 2px;
}

* {
    box-sizing: border-box;
}

html {
    scroll-behavior: smooth;
}

body {
    margin: 0;
    background: var(--paper);
    color: var(--ink);
    font-family: 'Inter', sans-serif;
    line-height: 1.5;
    -webkit-font-smoothing: antialiased;
}

h1,
h2,
h3 {
    font-family: 'Playfair Display', serif;
    margin: 0;
    color: #FFFFF;
    letter-spacing: -0.01em;
}

.mono {
    font-family: 'IBM Plex Mono', monospace;
}

a {
    color: inherit;
}

.wrap {
    max-width: 1160px;
    margin: 0 auto;
    padding: 0 28px;
}

::selection {
    background: var(--stamp);
    color: #fff;
}

header {
    position: sticky;
    top: 0;
    z-index: 50;
    background: var(--paper);
    border-bottom: 1px solid var(--line);
}

.nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 18px 0;
}

.brand {
    display: flex;
    align-items: center;
    gap: 12px;
}

.brand-logo {
    height: 76px;
    width: auto;
    flex-shrink: 0;
}
.brand-text {
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    font-size: 17px;
}

.brand-sub {
    font-size: 15.5px;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--ink-soft);
    margin-top: 1px;
}

nav.links {
    display: flex;
    gap: 32px;
    font-size: 14px;
}

nav.links a {
    text-decoration: none;
    color: var(--ink-soft);
    transition: color .15s;
}

nav.links a:hover {
    color: var(--ink);
}

.btn {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    padding: 11px 20px;
    border-radius: var(--radius);
    font-size: 14px;
    font-weight: 600;
    text-decoration: none;
    border: 1px solid transparent;
    cursor: pointer;
    transition: transform .12s ease, box-shadow .12s ease;
    font-family: 'Inter', sans-serif;
}

.btn:active {
    transform: translateY(1px);
}

.btn-stamp {
    background: var(--stamp);
    color: #fff;
}

.btn-stamp:hover {
    background: var(--stamp-dark);
}

.btn-navy {
    background: var(--ink);
    color: #fff;
}

.btn-navy:hover {
    background: var(--ink-2);
}

.btn-ghost {
    border-color: var(--ink);
    color: var(--ink);
}

.btn-ghost:hover {
    background: var(--ink);
    color: #fff;
}

.btn-sm {
    padding: 9px 16px;
    font-size: 13px;
}

.header-cta {
    display: none;
}

@media(min-width:720px) {
    .header-cta {
        display: inline-flex;
    }
}

.hero {
    padding: 64px 0 60px;
}

.hero-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 56px;
    align-items: start;
}

@media(min-width:960px) {
    .hero-grid {
        grid-template-columns: 1.05fr 0.95fr;
        gap: 48px;
    }
}

.eyebrow {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    font-family: 'IBM Plex Mono', monospace;
    font-size: 15px;
    letter-spacing: 0.06em;
    color: var(--stamp);
    text-transform: uppercase;
    margin-bottom: 18px;
}

.eyebrow::before {
    content: '';
    width: 16px;
    height: 1px;
    background: var(--stamp);
}

h1.hero-title {
    font-family: 'Playfair Display', serif;
    font-size: clamp(36px, 5.2vw, 60px);
    font-weight: 800;
    line-height: 1.05;
    max-width: 13ch;
    letter-spacing: -0.02em;
}

h1.hero-title em {
    font-style: italic;
    color: var(--stamp);
}

.hero-sub {
    margin-top: 22px;
    font-size: 17px;
    color: var(--ink-soft);
    max-width: 46ch;
}

.trust-list {
    list-style: none;
    padding: 0;
    margin: 32px 0 0;
    display: flex;
    flex-direction: column;
    gap: 12px;
}

.trust-list li {
    display: flex;
    gap: 12px;
    align-items: flex-start;
    font-size: 14.5px;
    color: var(--ink);
}

.trust-list .num {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 12px;
    color: var(--gold);
    border: 1px solid var(--gold);
    border-radius: 50%;
    width: 20px;
    height: 20px;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    margin-top: 1px;
}

.hero-actions {
    display: flex;
    gap: 14px;
    margin-top: 36px;
    flex-wrap: wrap;
}

.doc-card {
    background: var(--card);
    border: 1px solid var(--ink);
    border-radius: var(--radius);
    position: relative;
    transform: rotate(0.6deg);
    box-shadow: 8px 10px 0 rgba(14, 42, 68, 0.09);
}

.doc-head {
    border-bottom: 1px solid var(--line);
    padding: 22px 26px 18px;
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
}

.doc-head .title {
    font-family: 'Playfair Display', serif;
    font-size: 19px;
    font-weight: 600;
}

.doc-head .ref {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11px;
    color: var(--ink-soft);
    text-align: right;
    line-height: 1.6;
}

.doc-body {
    padding: 24px 26px 8px;
}

.field {
    margin-bottom: 18px;
}

.field label {
    display: block;
    font-size: 12px;
    font-weight: 600;
    letter-spacing: 0.03em;
    text-transform: uppercase;
    color: var(--ink-soft);
    margin-bottom: 8px;
}

.input-row {
    position: relative;
}

.input-row .prefix {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    font-family: 'IBM Plex Mono', monospace;
    color: var(--ink-soft);
    font-size: 15px;
}

.field input[type=text] {
    width: 100%;
    padding: 13px 14px 13px 32px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--paper);
    font-family: 'IBM Plex Mono', monospace;
    font-size: 15px;
    color: var(--ink);
    outline: none;
    transition: border-color .15s;
}

.field input:focus {
    border-color: var(--stamp);
}

.field select {
    width: 100%;
    padding: 13px 14px;
    border: 1px solid var(--line);
    border-radius: var(--radius);
    background: var(--paper);
    font-family: 'Inter', sans-serif;
    font-size: 14px;
    color: var(--ink);
    outline: none;
}

.field select:focus {
    border-color: var(--stamp);
}

.divider-tick {
    display: flex;
    align-items: center;
    gap: 6px;
    margin: 22px 0 20px;
    color: var(--line);
}

.divider-tick::before,
.divider-tick::after {
    content: '';
    flex: 1;
    height: 1px;
    background: var(--line);
}

.divider-tick span {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 10px;
    letter-spacing: 0.1em;
    color: var(--ink-soft);
    text-transform: uppercase;
}

.result-box {
    background: var(--ink);
    color: var(--card);
    border-radius: var(--radius);
    padding: 22px 24px;
    margin: 0 26px 26px;
    position: relative;
    overflow: hidden;
}

.result-row {
    display: flex;
    justify-content: space-between;
    align-items: baseline;
    font-size: 13px;
    color: #a9c0d1;
    padding: 4px 0;
}

.result-row.total {
    border-top: 1px dashed #2d4a63;
    margin-top: 10px;
    padding-top: 14px;
    color: #fff;
    font-size: 14px;
}

.result-row .amt {
    font-family: 'IBM Plex Mono', monospace;
}

.total .amt {
    font-size: 24px;
    font-weight: 600;
    color: #F0D48A;
}

.stamp-wrap {
    position: absolute;
    right: -8px;
    top: -18px;
    width: 104px;
    height: 104px;
    opacity: 0;
    transform: scale(0.6) rotate(-18deg);
    transition: opacity .4s ease, transform .4s cubic-bezier(.2, 1.4, .4, 1);
    pointer-events: none;
}

.stamp-wrap.show {
    opacity: 1;
    transform: scale(1) rotate(-14deg);
}

.stamp-wrap svg {
    width: 100%;
    height: 100%;
}

.doc-footer {
    padding: 0 26px 26px;
}

.doc-footer .btn {
    width: 100%;
    justify-content: center;
    padding: 14px;
    font-size: 14.5px;
}

.fine {
    font-size: 11px;
    color: var(--ink-soft);
    margin-top: 12px;
    text-align: center;
    line-height: 1.5;
}

.insurer-strip {
    background: var(--ink);
    padding: 22px 0;
    overflow: hidden;
}

.insurer-strip .wrap {
    padding: 0;
}

.insurer-label-row {
    max-width: 1160px;
    margin: 0 auto 14px;
    padding: 0 28px;
}

.insurer-label {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11px;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: #7FA1BE;
}

.marquee {
    width: 100%;
    overflow: hidden;
    -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
    mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent);
}

.marquee-track {
    display: flex;
    align-items: center;
    gap: 64px;
    width: max-content;
    animation: marquee-scroll 26s linear infinite;
}

.marquee:hover .marquee-track {
    animation-play-state: paused;
}

@keyframes marquee-scroll {
    from {
        transform: translateX(0);
    }

    to {
        transform: translateX(-50%);
    }
}

.insurer-logos {
    display: flex;
    gap: 64px;
    align-items: center;
    flex-shrink: 0;
}

.insurer-logos span {
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    font-size: 19px;
    color: #cfdce6;
    letter-spacing: 0.02em;
    opacity: 0.85;
    transition: opacity .15s, color .15s;
    white-space: nowrap;
}

.insurer-logos span:hover {
    opacity: 1;
    color: #fff;
}

/* Cuando tengas los logos oficiales de cada aseguradora, reemplaza cada <span> por
     <img src="logo-sura.png" class="insurer-logo-img"> para mostrar el logo real. */
.insurer-logo-img {
    height: 28px;
    width: auto;
    opacity: 0.9;
    filter: brightness(0) invert(1);
}

.insurer-logo-img:hover {
    opacity: 1;
}

section {
    padding: 76px 0;
}

.section-head {
    max-width: 640px;
    margin: 0 auto 48px;
    text-align: center;
}

.section-eyebrow {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 20px;
    letter-spacing: 0.08em;
    text-transform: uppercase;
    color: var(--gold);
    margin-bottom: 12px;
    display: block;
}

.section-head h2 {
    font-size: clamp(26px, 3vw, 36px);
    font-weight: 600;
}

.section-head p {
    margin-top: 14px;
    color: var(--ink-soft);
    font-size: 18px;
}

.steps {
    display: grid;
    grid-template-columns: 1fr;
    gap: 0;
    border-top: 1px solid var(--line);
}

@media(min-width:800px) {
    .steps {
        grid-template-columns: repeat(3, 1fr);
    }
}

.step {
    padding: 32px 28px;
    border-bottom: 1px solid var(--line);
    border-right: 1px solid var(--line);
    position: relative;
}

@media(min-width:800px) {
    .step:last-child {
        border-right: none;
    }
}

.step:last-child {
    border-bottom: 1px solid var(--line);
}

.step-num {
    font-family: 'Playfair Display', serif;
    font-size: 38px;
    color: var(--paper-3);
    font-weight: 600;
    line-height: 1;
    margin-bottom: 14px;
}

.step h3 {
    font-size: 17px;
    font-weight: 600;
    margin-bottom: 8px;
}

.step p {
    font-size: 14px;
    color: var(--ink-soft);
    margin: 0;
}

.cover-section {
    background: var(--ink);
    color: #fff;
}

.cover-section .section-head p {
    color: #a9c0d1;
}

.cover-section .section-eyebrow {
    color: #F0D48A;
}

.cover-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1px;
    background: #1d4664;
    border: 1px solid #1d4664;
}

@media(min-width:700px) {
    .cover-grid {
        grid-template-columns: repeat(2, 1fr);
    }
}

.cover-item {
    background: var(--ink);
    padding: 26px 28px;
}

.cover-item h3 {
    color: #fff;
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 8px;
    display: flex;
    gap: 10px;
    align-items: center;
}

.cover-item h3 .check {
    width: 18px;
    height: 18px;
    border: 1px solid #F0D48A;
    border-radius: 50%;
    flex-shrink: 0;
    display: flex;
    align-items: center;
    justify-content: center;
    color: #F0D48A;
    font-size: 11px;
}

.cover-item p {
    color: #a9c0d1;
    font-size: 15.5px;
    margin: 0;
    padding-left: 28px;
}

.cover-section .section-head h2 {
    font-size: clamp(32px, 4.2vw, 46px);
    font-weight: 700;
}

.cover-item.full {
    grid-column: 1 / -1;
}

.happy-banner {
    background: var(--ink-2);
    color: #fff;
}

.happy-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 1px;
    background: #245277;
    border: 1px solid #245277;
    margin-top: 8px;
}

@media(min-width:800px) {
    .happy-grid {
        grid-template-columns: repeat(3, 1fr);
    }
}

.happy-card {
    background: var(--ink-2);
    padding: 30px 26px;
}

.happy-avatar {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: var(--gold);
    color: var(--ink);
    display: flex;
    align-items: center;
    justify-content: center;
    font-family: 'Playfair Display', serif;
    font-weight: 700;
    font-size: 16px;
    margin-bottom: 16px;
}

.happy-stars {
    color: #F0D48A;
    font-size: 13px;
    letter-spacing: 2px;
    margin-bottom: 12px;
}

.happy-quote {
    font-family: 'Playfair Display', serif;
    font-size: 16px;
    line-height: 1.45;
    color: #e7eef4;
    margin: 0 0 14px;
}

.happy-name {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11.5px;
    color: #8fb0c9;
    text-transform: uppercase;
    letter-spacing: 0.04em;
}

.aud-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 20px;
}

@media(min-width:760px) {
    .aud-grid {
        grid-template-columns: 1fr 1fr;
    }
}

.aud-card {
    border: 1px solid var(--ink);
    padding: 32px 30px;
    border-radius: var(--radius);
    background: var(--card);
}

.aud-card .tag {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 11px;
    color: var(--stamp);
    text-transform: uppercase;
    letter-spacing: 0.06em;
}

.aud-card h3 {
    margin-top: 10px;
    font-size: 21px;
    font-weight: 600;
}

.aud-card p {
    color: var(--ink-soft);
    font-size: 14.5px;
    margin-top: 10px;
}

.aud-card a {
    display: inline-flex;
    align-items: center;
    gap: 6px;
    margin-top: 18px;
    font-size: 14px;
    font-weight: 600;
    color: var(--ink);
    text-decoration: none;
    border-bottom: 1px solid var(--ink);
    padding-bottom: 2px;
}

.advisor-section {
    background: var(--paper-2);
}

.advisor-grid {
    display: grid;
    grid-template-columns: 1fr;
    gap: 40px;
}

@media(min-width:900px) {
    .advisor-grid {
        grid-template-columns: 0.85fr 1.15fr;
    }
}

.advisor-card {
    background: var(--card);
    border: 1px solid var(--ink);
    border-radius: var(--radius);
    padding: 32px;
}

.advisor-photo-img {
    width: 96px;
    height: 96px;
    border-radius: 50%;
    object-fit: cover;
    object-position: top center;
    border: 2px solid var(--ink);
    margin-bottom: 18px;
    display: block;
}

.advisor-name {
    font-size: 22px;
    font-weight: 600;
}

.advisor-role {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 12px;
    color: var(--stamp);
    text-transform: uppercase;
    letter-spacing: 0.05em;
    margin-top: 4px;
}

.advisor-bio {
    color: var(--ink-soft);
    font-size: 14.5px;
    margin-top: 16px;
    line-height: 1.6;
}

.advisor-facts {
    list-style: none;
    padding: 0;
    margin: 20px 0 0;
    display: flex;
    flex-direction: column;
    gap: 10px;
}

.advisor-facts li {
    display: flex;
    gap: 10px;
    font-size: 13.5px;
    color: var(--ink);
    align-items: flex-start;
}

.advisor-facts li::before {
    content: '—';
    color: var(--gold);
    flex-shrink: 0;
}

.advisor-contact {
    margin-top: 22px;
    display: flex;
    gap: 10px;
    flex-wrap: wrap;
}

.office-card {
    background: var(--card);
    border: 1px solid var(--ink);
    border-radius: var(--radius);
    overflow: hidden;
}

.office-map {
    width: 100%;
    height: 260px;
    border: 0;
    display: block;
    filter: grayscale(0.15) contrast(1.05);
}

.office-info {
    padding: 22px 26px;
}

.office-info h3 {
    font-size: 16px;
    font-weight: 600;
    margin-bottom: 10px;
}

.office-row {
    display: flex;
    gap: 10px;
    font-size: 13.5px;
    color: var(--ink-soft);
    margin-bottom: 6px;
}

.office-row b {
    color: var(--ink);
    font-weight: 600;
    min-width: 70px;
}

.faq {
    max-width: 760px;
    margin: 0 auto;
}

.faq-item {
    border-bottom: 1px solid var(--line);
}

.faq-q {
    width: 100%;
    text-align: left;
    background: none;
    border: none;
    cursor: pointer;
    padding: 22px 4px;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    font-family: 'Playfair Display', serif;
    font-size: 16.5px;
    font-weight: 500;
    color: var(--ink);
}

.faq-q .plus {
    font-family: 'IBM Plex Mono', monospace;
    font-size: 18px;
    color: var(--stamp);
    transition: transform .2s;
    flex-shrink: 0;
}

.faq-item.open .faq-q .plus {
    transform: rotate(45deg);
}

.faq-a {
    max-height: 0;
    overflow: hidden;
    transition: max-height .25s ease;
}

.faq-a p {
    padding: 0 4px 22px;
    color: var(--ink-soft);
    font-size: 14.5px;
    max-width: 60ch;
    margin: 0;
}

.final-cta {
    background: var(--paper-2);
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    text-align: center;
}

.final-cta h2 {
    font-size: clamp(24px, 3vw, 32px);
    max-width: 20ch;
    margin: 0 auto;
}

.final-cta p {
    color: var(--ink-soft);
    margin-top: 14px;
}

.final-cta .btn {
    margin-top: 28px;
}

footer {
    padding: 40px 0;
}

.foot-row {
    display: flex;
    flex-direction: column;
    gap: 18px;
    align-items: flex-start;
    justify-content: space-between;
    font-size: 13px;
    color: var(--ink-soft);
}

@media(min-width:700px) {
    .foot-row {
        flex-direction: row;
        align-items: center;
    }
}

.foot-row .fbrand {
    font-family: 'Playfair Display', serif;
    font-weight: 600;
    color: var(--ink);
    font-size: 15px;
}